Products + Features
Within each product, we offer a whole host of features.
My Credit Manager
Implement a robust set of personalized credit data features. Access everything, or get only what you need.
ID Protect
Offer a variety of identity monitoring and protection features. Safeguard your users, any way you want.
Offers Engine
Leverage a powerful API that pushes bureau data directly to users. Customize all aspects of the offering and experience.
How We Price
All the features you need, priced per member per month OR per transaction
Per Member Per Month
Know and manage your costs with simple, pre-determined per member per month pricing.
Per Transaction
Pay for what you use. Control user refresh rates and leverage protections in place to avoid abuse.
- All Features
- My Credit Manager Features
- ID Protect Features
- Offers Engine Features
- Feature
- Description
- Vendor
- Product
- White-Label User
- Fully-branded portal to host suite of products
- My Credit Manager
- 1 Bureau Report + Score1
- See your score and detailed report from any bureau
- My Credit Manager
- 3 Bureau Report + Score
- See scores and detailed reports from all bureaus
- My Credit Manager
- 1B Score Refresh2
- See updated scores at specific intervals
- My Credit Manager
- KBA - Authentication
- Knowledge Based Authentication
- My Credit Manager
- Score Tracker
- See score history from any/all of the bureaus
- My Credit Manager
- Score Factors
- Get detailed insights on the six credit score factors
- My Credit Manager
- Credit Alerts Basic
- Receive alerts based on changes to my credit profile
- My Credit Manager
- Credit Alerts Enhanced
- Credit Monitoring alerts - additional
- My Credit Manager
- Score Simulator
- See how my scores can be impacted by specific credit actions or behaviors
- My Credit Manager
- Credit Compass
- Set and learn how to achieve my score goals
- My Credit Manager
- ScoreSight
- See what specific actions will maximize my score
- My Credit Manager
- Credit Lock
- Protect my credit profile from unauthorized access
- My Credit Manager
- Direct Dispute
- Dispute credit report errors with only a few steps
- My Credit Manager
- 1 - Prevent fraud with a range of risk and verification solutions
- 2 - Screen confidently with criminal records, credit reports and evictions
White-Label User
Fully-branded portal to host suite of products
Vendor
Product
1 Bureau Report + Score1
See your score and detailed report from any bureau
Vendor
Product
3 Bureau Report + Score
See scores and detailed reports from all bureaus
Vendor
Product
1B Score Refresh2
See updated scores at specific intervals
Vendor
Product
KBA - Authentication
Knowledge Based Authentication
Vendor
Product
Score Tracker
See score history from any/all of the bureaus
Vendor
Product
Score Factors
Get detailed insights on the six credit score factors
Vendor
Product
Credit Alerts Basic
Receive alerts based on changes to my credit profile
Vendor
Product
Credit Alerts Enhanced
Credit Monitoring alerts - additional
Vendor
Product
Score Simulator
See how my scores can be impacted by specific credit actions or behaviors
Vendor
Product
Credit Compass
Set and learn how to achieve my score goals
Vendor
Product
ScoreSight
See what specific actions will maximize my score
Vendor
Product
Credit Lock
Protect my credit profile from unauthorized access
Vendor
Product
Direct Dispute
Dispute credit report errors with only a few steps
Vendor
Product
- 1 - Prevent fraud with a range of risk and verification solutions
- 2 - Screen confidently with criminal records, credit reports and evictions
See how clients use features
Every Array product contains a rich set of features. Choose only what you need to create the most impact.
