Available Features
Get what you need. Pay for what you use. Charge for what you want.
White Label User
Fully-branded portal to host suite of products
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PMPM
1 Bureau Report + Score1
See your score and detailed report from any bureau
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PMPM
3 Bureau Report + Score
See scores and detailed reports from all bureaus
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PMPM
1B Score Refresh2
See updated scores at specific intervals
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PMPM
KBA - Authentication
Knowledge Based Authentication
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PMPM
Score Tracker
See score history from any/all of the bureaus
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PMPM
Score Factors
Get detailed insights on the six credit score factors
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PMPM
Credit Alerts Basic
Receive alerts based on changes to my credit profile
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PMPM
Credit Alerts Enhanced
Credit Monitoring alerts - additional
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PMPM
Score Simulator
See how my scores can be impacted by specific credit actions or behaviors
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PMPM
Credit Compass
Set and learn how to achieve my score goals
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PMPM
ScoreSight
See what specific actions will maximize my score
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PMPM
Credit Lock
Protect my credit profile from unauthorized access
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PMPM
Direct Dispute
Dispute credit report errors with only a few steps
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PMPM
- 1 - Prevent fraud with a range of risk and verification solutions
- 2 - Screen confidently with criminal records, credit reports and evictions
Deployment Options
Introducing three easy ways to make the most of Array
White Label
Empower users with a fully-branded credit insights suite. Give peace-of-mind with credit reports, tracking, monitoring and score simulation.
Offer the portal free or upsell it. Whatever your strategy, we can support it.
Embed
Seamlessly integrate web and mobile components into your own app. Choose which credit tools to provide to your users.
Give consumers unique value and keep them coming back.
API
Create a tailored experience with Reports API. Design custom charts, expose insights and optimize alerts and disputes.
Enjoy full control to serve your consumers.
curl -X POST \
--url'https://sandbox.credmo.com/api/authenticate/v2' \
-H'Accept: application/json' \
-H'Content-type: application/json' \
--data-raw'{
"appKey": "d3ebbd44-470a-43c5-ab65-a4ed34ef6824",
"clientKey": "test-customer-123",
}'
Go Live in Days
Intuitive components that can be integrated into flow with a few lines of code.
Choose who gets the tools
Use highly customizable targeting logic to surface relevant offers for each customer.
Only Pay for Usage
Pay only when your customers engage with the offers.
100% FCRA Compliant
Tools and targeting logic are architected to be compliant with regulations.