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Available Features

Get what you need. Pay for what you use. Charge for what you want.

  • Credit Report 1 Bureau + Score

    See your score and detailed report from any bureau

    Pricing

    PMPM/ PT

  • Credit Report 2 Bureau + Score

    See your scores and detailed report from two bureaus

    Pricing

    PMPM/ PT

  • Credit Report 3 Bureau + Score

    See scores and detailed reports from all bureaus

    Pricing

    PMPM/ PT

  • Account Enrollment Authentication

    Knowledge Based Authentication

    Pricing

    PT

  • Credit Score Tracker

    See score history from any/all of the bureaus

    Pricing

    PMPM

  • Credit Score Factors

    Get detailed insights on the six credit score factors

    Pricing

    PMPM/ PT

  • Credit Alerts

    Receive alerts based on changes to your credit profile

    Pricing

    PMPM

  • Credit Score Simulator

    See how credit scores can be impacted by specific credit actions or behaviors

    Pricing

    PMPM

  • Credit Score Compass

    Set and learn how to achieve your score goals

    Pricing

    PMPM

  • Credit ScoreSight

    See what specific actions will maximize your score

    Pricing

    PMPM

  • Debt Analysis

    Displays total open balances, monthly payments, and a debt to income ratio calculator

    Pricing

    PMPM

  • Credit Protection

    Protect my credit profile from unauthorized access

    Pricing

    PMPM

  • Credit Report Dispute

    Dispute credit report errors with only a few steps

    Pricing

    PMPM

    Deployment Options

    Introducing three easy ways to make the most of Array

    • Embed

      Seamlessly integrate web and mobile components into your own app. Choose which credit tools to provide to your users.

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    • API

      Create a tailored experience with Reports API. Design custom charts, expose insights and optimize alerts and disputes.

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    • White-Label

      Empower users with a fully-branded credit insights suite. Give peace-of-mind with credit reports, tracking, monitoring and score simulation.

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      Go Live in Days

      Intuitive components that can be integrated into flow with a few lines of code.

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      Choose who gets the tools

      Use highly customizable targeting logic to surface relevant offers for each customer.

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      Only Pay for Usage

      Pay only when your customers engage with the offers.

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      100% FCRA Compliant

      Tools and targeting logic are architected to be compliant with regulations.

    Take the next step forward

    Get in touch with us or head over to the Plan Builder and create your offering.