grid view

Available Features

Get what you need. Pay for what you use. Charge for what you want.

  • Credit Report 1 Bureau + Score

    See your score and detailed report from any bureau

    Pricing

    PMPM/ PT

  • Credit Report 3 Bureau + Score

    See scores and detailed reports from all bureaus

    Pricing

    PMPM/ PT

  • Credit Score 1 Bureau

    See updated scores at specific intervals

    Pricing

    PMPM

  • Account Enrollment Authentication

    Knowledge Based Authentication

    Pricing

    PT

  • Credit Score Tracker

    See score history from any/all of the bureaus

    Pricing

    PMPM

  • Credit Score Factors

    Get detailed insights on the six credit score factors

    Pricing

    PMPM/ PT

  • Credit Alerts

    Receive alerts based on changes to my credit profile

    Pricing

    PMPM

  • Child Credit Alerts

    Monitor your child's credit profile to ensure it's safe and secure

    Pricing

    PMPM

  • Credit Score Simulator

    See how my scores can be impacted by specific credit actions or behaviors

    Pricing

    PMPM

  • Credit Score Compass

    Set and learn how to achieve my score goals

    Pricing

    PMPM

  • Credit ScoreSight

    See what specific actions will maximize my score

    Pricing

    PMPM

  • Credit Score Wizard

    Tell us what score you want and by when and we will put a plan in place to help you get there

    Pricing

    PMPM

  • Credit Protection

    Protect my credit profile from unauthorized access

    Pricing

    PMPM

  • Credit Report Dispute

    Dispute credit report errors with only a few steps

    Pricing

    PMPM

  • Debt Analysis

    Displays total open balances, monthly payments, and a debt to income ratio calculator

    Pricing

    PMPM

    Deployment Options

    Introducing three easy ways to make the most of Array

    White Label

    Empower users with a fully-branded credit insights suite. Give peace-of-mind with credit reports, tracking, monitoring and score simulation.

    Offer the portal free or upsell it. Whatever your strategy, we can support it.

    Learn more

    charts
    apps

    Embed

    Seamlessly integrate web and mobile components into your own app. Choose which credit tools to provide to your users.

    Give consumers unique value and keep them coming back.

    See library

    API

    Create a tailored experience with Reports API. Design custom charts, expose insights and optimize alerts and disputes.

    Enjoy full control to serve your consumers.

    See docs

    curl -X POST \

    --url'https://sandbox.credmo.com/api/authenticate/v2' \

    -H'Accept: application/json' \

    -H'Content-type: application/json' \

    --data-raw'{

    "appKey": "d3ebbd44-470a-43c5-ab65-a4ed34ef6824",

    "clientKey": "test-customer-123",

    |

    }'

    • svg

      Go Live in Days

      Intuitive components that can be integrated into flow with a few lines of code.

    • svg

      Choose who gets the tools

      Use highly customizable targeting logic to surface relevant offers for each customer.

    • svg

      Only Pay for Usage

      Pay only when your customers engage with the offers.

    • svg

      100% FCRA Compliant

      Tools and targeting logic are architected to be compliant with regulations.

    • Need advice?

      Learn how to make the most of Array for your business.

    • Know what you want?

      Awesome. Get in touch with us so you can get started today.