Get what you need. Pay for what you use. Charge for what you want.
Credit Report 1 Bureau + Score
See your score and detailed report from any bureau
Credit Report 2 Bureau + Score
See your scores and detailed report from two bureaus
Credit Report 3 Bureau + Score
See scores and detailed reports from all bureaus
Account Enrollment Authentication
Knowledge Based Authentication
Credit Score Tracker
See score history from any/all of the bureaus
Credit Score Factors
Get detailed insights on the six credit score factors
Receive alerts based on changes to your credit profile
Credit Score Simulator
See how credit scores can be impacted by specific credit actions or behaviors
Credit Score Compass
Set and learn how to achieve your score goals
See what specific actions will maximize your score
Displays total open balances, monthly payments, and a debt to income ratio calculator
Protect my credit profile from unauthorized access
Credit Report Dispute
Dispute credit report errors with only a few steps
Introducing three easy ways to make the most of Array
Seamlessly integrate web and mobile components into your own app. Choose which credit tools to provide to your users.
Create a tailored experience with Reports API. Design custom charts, expose insights and optimize alerts and disputes.
Empower users with a fully-branded credit insights suite. Give peace-of-mind with credit reports, tracking, monitoring and score simulation.
Go Live in Days
Intuitive components that can be integrated into flow with a few lines of code.
Choose who gets the tools
Use highly customizable targeting logic to surface relevant offers for each customer.
Only Pay for Usage
Pay only when your customers engage with the offers.
100% FCRA Compliant
Tools and targeting logic are architected to be compliant with regulations.