Available Features
Get what you need. Pay for what you use. Charge for what you want.
Credit Report 1 Bureau + Score
See your score and detailed report from any bureau
Pricing
PMPM/ PT
Credit Report 3 Bureau + Score
See scores and detailed reports from all bureaus
Pricing
PMPM/ PT
Credit Score 1 Bureau
See updated scores at specific intervals
Pricing
PMPM
Account Enrollment Authentication
Knowledge Based Authentication
Pricing
PT
Credit Score Tracker
See score history from any/all of the bureaus
Pricing
PMPM
Credit Score Factors
Get detailed insights on the six credit score factors
Pricing
PMPM/ PT
Credit Alerts
Receive alerts based on changes to my credit profile
Pricing
PMPM
Child Credit Alerts
Monitor your child's credit profile to ensure it's safe and secure
Pricing
PMPM
Credit Score Simulator
See how my scores can be impacted by specific credit actions or behaviors
Pricing
PMPM
Credit Score Compass
Set and learn how to achieve my score goals
Pricing
PMPM
Credit ScoreSight
See what specific actions will maximize my score
Pricing
PMPM
Credit Score Wizard
Tell us what score you want and by when and we will put a plan in place to help you get there
Pricing
PMPM
Credit Protection
Protect my credit profile from unauthorized access
Pricing
PMPM
Credit Report Dispute
Dispute credit report errors with only a few steps
Pricing
PMPM
Debt Analysis
Displays total open balances, monthly payments, and a debt to income ratio calculator
Pricing
PMPM
Deployment Options
Introducing three easy ways to make the most of Array
White Label
Empower users with a fully-branded credit insights suite. Give peace-of-mind with credit reports, tracking, monitoring and score simulation.
Offer the portal free or upsell it. Whatever your strategy, we can support it.
Embed
Seamlessly integrate web and mobile components into your own app. Choose which credit tools to provide to your users.
Give consumers unique value and keep them coming back.
API
Create a tailored experience with Reports API. Design custom charts, expose insights and optimize alerts and disputes.
Enjoy full control to serve your consumers.
curl -X POST \
--url'https://sandbox.credmo.com/api/authenticate/v2' \
-H'Accept: application/json' \
-H'Content-type: application/json' \
--data-raw'{
"appKey": "d3ebbd44-470a-43c5-ab65-a4ed34ef6824",
"clientKey": "test-customer-123",
}'
Go Live in Days
Intuitive components that can be integrated into flow with a few lines of code.
Choose who gets the tools
Use highly customizable targeting logic to surface relevant offers for each customer.
Only Pay for Usage
Pay only when your customers engage with the offers.
100% FCRA Compliant
Tools and targeting logic are architected to be compliant with regulations.